Development Impact Assessment, Financial Inclusion Programme (FIP)
Project description
The Financial Inclusion Programme (FIP), funded by the Department of International Development (DFID), United Kingdom, was implemented through the State Bank of Pakistan (SBP). FIP funds were allocated across five components:
- Micro Credit Guarantee Fund (MCGF)
- Institutional Strengthening Fund (ISF)
- Credit Guarantee Scheme (CGS)
- Financial Innovation Challenge Fund (FICF)
- Technical assistance (TA)
FIP works closely with all major commercial banks, microfinance institutions, telecom operators, and state agencies such as Securities and Exchange Commission of Pakistan (SECP), Punjab Pension Fund, Employees Old-Age Benefits Institutions, and National Database and Registration Authority.
Services provided by APEX
APEX Consulting Pakistan was hired to conduct the "Development Impact Study of FIP". The services provided by the firm included the development of impact assessment framework, research tools, in-depth interviews with direct and indirect beneficiary institutions, a survey with BB users, data analysis, and impact assessment report.
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